Closing Costs for Buyers

While there are always exceptions, as a buyer you can expect to pay the following closing costs:

  • Lender’s title insurance policy
  • 50%  of the sub-escrow fee
  • Buyer’s escrow fee and processing fee
  • Document preparation (if applicable)
  • Email loan document fee
  • Notary fees (as applicable)
  • Recording charges for all documents in buyer’s name
  • Tax proration (for any taxes unpaid at the closing)
  • Homeowner’s transfer fee (as listed in the contract)
  • All new loan charges
  • Interest on new loan
  • Inspection fees (General, Sewer Line, Geological, etc.)
  • Home warranty – (as listed in the contract)
  • Fire (Homeowner’s) insurance premium for first year
  • Next month HOA (Homeowner’s Association) dues
  • Messenger fees

Let's talk!

Have a question? Looking to buy or sell a home? We want to hear from you!

Stay in the loop

Sign up for our newsletter to get our top real estate tips and be the first to know about new listings.