Closing Costs for Sellers

While there are always exceptions, as a seller you can expect to pay the following closing costs:

  • Real estate broker commissions
  • Owner’s title insurance policy
  • 50% of the sub-escrow fee
  • Seller’s escrow fee and processing fee
  • Homeowner’s transfer fee (as listed in the contract)
  • Documentary transfer tax
  • City transfer or conveyance tax
  • FHA/VHA loan fees required by the buyer’s lender 
  • Deed document preparation fee 
  • Payoff all loans in seller’s name
  • Interest accrued to lender being paid off, statement fees, reconveyance fees and prepayment penalties
  • Termite inspection – (as listed in the contract)
  • Termite work – (as listed in the contract)
  • Home warranty – (as listed in the contract)
  • Any judgments, tax liens, etc. against seller
  • Tax proration (for any taxes unpaid at the closing)
  • Any unpaid homeowner’s dues
  • Recording charges to clear all documents of record against seller
  • Any bonds or assessments – (as listed in the contract)
  • Any and all delinquent taxes
  • Notary fees
  • Natural hazard report
  • Messenger fees

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